Frequently Asked Questions specific disease Questions and Answers Related To specific disease
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1 Are dental treatments covered in health insurance
Dental treatment is not covered under most health insurance policy unless they are required as a result of an accident being treated at a hospital.
2 Is robotic surgery covered?
Yes, robotic surgeries & cyberkinfe treatments are covered by few insurers in some plans.
3 Is obesity treatment covered?
These are usually not covered in hospitalisation.
4 does health insurance covers sports injury case
Usually all medical expenses will be covered under a health Insurance. It is however important to disclose if you are a professional sportsperson or if you are involved in adventure sports which may be deemed as dangerous.
5 Is coronavirus disease or Covid-19 covered under health insurance?
If you have a health insurance policy, Covid19 will be covered for any medical expenses spent on its treatment just like any other disease. There has been a special guideline by IRDAI on this to all Insurance companies. There are special Covid-19 plans also available now
6 Does health insurance cover HIV?
Some companies cover HIV, but after a waiting period
7 Is Dengue covered under the health insurance?
Yes Dengue is covered by some health insurance plans
8 Is my hernia operation covered
Most Insurers cover this condition after a waiting period as per the policy.
9 Are lasik surgeries of eye covered in health insurance policy
No, it does not cover Lasik surgery
10 Can I claim for cataract treatment of my father
There may specific limits for particular treatments per claim/per year, like cataract, maternity etc.
11 Is Dialysis covered?
Yes. Dialysis is covered in Critical Illness plans by some insurers. Some Insurers may cover it as a part of Day Care cover too
12 Do you cover congenital diseases
Congenital diseases are usually not covered in retail health insurance plans
13 Is Stem cell therapy covered?
This may be covered by some insurers.
