1 Will medical test be done for my health insurance
Most policies are issued without any medicals tests. This will depend on the sum assured, age and other benefits you opt for while buying your health insurance.
2 Who pays for pre issuance medical examination?
The insurer will pay, if your policy is accepted. Only in case your policy is rejected based on adverse medical findings, a portion of the check up cost may be deducted from the premium amount refunded
3 Do I need a medical examination before buying a policy?
Based on the age of the person insured and certain medical conditions, a pre-policy medical examination may be required. Each insurer has a different guideline. It will be determined that once you have selected the health insurance plan.